Good Morning! To succeed with financial independence, consider these areas: 1. Remove yourself from the situation. 2. Be a giver. 3. Live on less than you earn. 4. Develop a written plan (yes, a budget). 5. Have a long-term vision to live debt free. 6. Work together for your plans to succeed. 7. You...

I guess we need to read the whole article. All quotes are from the SacBee article; Title: U.S. inflation holds steady, but food prices keep rising Good news for some of us; "Prices for fresh fruits and vegetables, fresh meat and milk have dropped as commodity prices fell in lockstep with the economic...

Greeting, You might refer to us as the cheapskate family. By cheap, we refer to living better on less money. Over the years we learned simple tips and tricks that enable us save quite a bit of money and we're always looking around for new ideas. We like to share and exchange family money strategies...

There are times that my brain just really thinks so far out of the 'box' that I am in my own world and think its normal. Yet inevitably some one sees me do something that I think everyone does and they say, "I have never thought of that!" It's those 'light-bulb' moments...

The change of seasons is something I missed out on growing up in Florida. The bright colors of spring and fall, the winter grays and snowy white are all the changes I look forward to each year, now. Admittedly I love summer. It's the Floridian in me, I suppose, but fall and spring run a close second...

I thought I'd take a look at the comedy behind some of the most puzzling things I have either heard (or said) in terms of how money is spent and resources are used around the house. They make sense when they come forth from the mouth, you just know they do - but upon further examination, uhm, not...

You have to realize that your not doing any of these kids, grown or not, a favour by continuously opening your wallet all the time. Time for a family meeting to discuss the situation. The two adults get a 30 day warning that the bank of mum and dad is closing. They are adults and it's time for them...

At one time, that label was considered an insult. For a gentleman to take out a young lady and stress over the expense and count pennies to barely go anywhere or do anything was often a mark of shame meaning he thought her less worthy of any money spent. Oh how the economy can help us to re-align our...

You are absollutely right, dear Clark! This Frugality Forum -- as I call it -- is absollutely the best way on the web to meet new friends in a safe, clean place with loads of tips on how to save monehy & conserve the enviroonment! Yours in Him, Deb

Do you think that it's virtuous to be poor? Many people do. In many religious traditions holiness is in part accomplished by turning your back on material things.The idea is that to appreciate the spiritual you need to totally forsake the material. Or at least get as close as possible. Many have...