I have come up with a list of items that warrant practicing each week to prepare for an uncertain economical or governmental future. It isn’t being pessimistic to actually WANT to and look forward to being able to be more self-sustaining and out of debt. It is prudent in our time. This list below is...

I've not had much of a chance to share my journey with everyone, so I'll do a brief synopsis. We were a struggling young family like most in the eighties. My husband worked his way up for a nice and stable position. Through all those years (about 18 of them) we pinched, saved and learned the...