1. Wash your hands frequently throughout the day, before/during/after food preparation, after coughing or sneezing, after cleaning the cat box, after using the bathroom, and after handling money. 2. Consume no more than 6 grams of added sugar per serving per day (to ward off expensive diabetes and cancer...

Well, weather you care to learn these tips because you dream of 'Little House on the Prairie Days' or you just want to stretch the dollars you have, a homesteader's mind works a little differently than most. One main thing is to look at any one object and see how many different ways you can...

Please let me preface that I know many people who are legitimately in a 'program' of some form, so don't take this the wrong way. There are real people in real need. I also believe their character would prefer a 'leg up' over a 'hand-out' any day of the week. At least, they...

I have come up with a list of items that warrant practicing each week to prepare for an uncertain economical or governmental future. It isn’t being pessimistic to actually WANT to and look forward to being able to be more self-sustaining and out of debt. It is prudent in our time. This list below is...

I've not had much of a chance to share my journey with everyone, so I'll do a brief synopsis. We were a struggling young family like most in the eighties. My husband worked his way up for a nice and stable position. Through all those years (about 18 of them) we pinched, saved and learned the...

I was thinking about what do you need and what are luxuries in your life? I was speaking with my 80 year old mother who lives out of state and realized that she has a lawn guy, shrubery guy. the sprinkler guy, the bug company and on and on and on. Now I realize that she is unable to cut bushes and the...

When you work with people and their finances you begin to see some common threads. Especially if you have the perspective of time on your side. One thing I've noticed is that very few people, even people who are pretty sharp, have taken the time to determine where they are most financially vulnerable...

The other day I saw an interesting t-shirt at the Y. A simple message. "Professional Role Model." A young mother was wearing it. And, I believe that she was exactly right. She is a role model for the two youngsters that were following her. That's also true in financial affairs. Even if...

Hi, My name is Jen, and this is my first post. I am so glad I found this site, I hope to learn very valuable information here. I have a big problem and I am hoping some of you can help me find a solution. I will just be brief in my story here, but keep in mind that there is alot of history behind this...

Hey there everyone. This is just an update about our housing situation. We are going through an organization that hopefully can help us. The counselor said that since we are not in defaul/forclosure yet that we can probably save the house. Since we are being proactive about it and seeking help now. She...