It was 2002 when I first heard about the Dave Ramsey method, but it just confirmed what I knew to be true about money, debt, and freedom from my upbringing. Somehow along the way, though, I went astray and bought in to the whole consumer culture with quick credit and no savings. I had let myself believe...

Like everyone, I've been following this whole financial meltdown in the news. A lot of us regular people have been saying "what does all this mean to me?" Well, I was listening to a call-in show on my commute yesterday and an economist was answering questions really clearly. He said, "What...

I almost never incur late fees. However, I was on a "free" vacation last month (that cost nearly $2,000, but that's another story), and when I did my onlilne bill paying when I got home, it took longer than expected to reach the Care Credit people (this weird credit card that pays for veterinarian...