Two years ago, I took out a lease to own contract with Dell computers for a laptop, software, and digital video camera for my training company. I needed the equipment, didn't have the money to buy it outright, and didn't want to use a credit card to pay for it. I didn't splurge by getting...

It was in February of 2008 that I decided to change my relationship with money. I was sick of living week to week, always being scrambling to pay bills, being in debt and being generally stressed over money. I bartered with a life coach for a couple of sessions, but quickly realized I didn't need...

It was 2002 when I first heard about the Dave Ramsey method, but it just confirmed what I knew to be true about money, debt, and freedom from my upbringing. Somehow along the way, though, I went astray and bought in to the whole consumer culture with quick credit and no savings. I had let myself believe...

Like everyone, I've been following this whole financial meltdown in the news. A lot of us regular people have been saying "what does all this mean to me?" Well, I was listening to a call-in show on my commute yesterday and an economist was answering questions really clearly. He said, "What...

I currently accept credit cards for payment of my training services. Most of my clients are corporations, though, and they pay me by check. I occasionally have individual clients who pay for themselves, but most of these people pay by check. Once in a while, someone pays by credit card. I am personally...

I almost never incur late fees. However, I was on a "free" vacation last month (that cost nearly $2,000, but that's another story), and when I did my onlilne bill paying when I got home, it took longer than expected to reach the Care Credit people (this weird credit card that pays for veterinarian...