It was in February of 2008 that I decided to change my relationship with money. I was sick of living week to week, always being scrambling to pay bills, being in debt and being generally stressed over money. I bartered with a life coach for a couple of sessions, but quickly realized I didn't need...

It was 2002 when I first heard about the Dave Ramsey method, but it just confirmed what I knew to be true about money, debt, and freedom from my upbringing. Somehow along the way, though, I went astray and bought in to the whole consumer culture with quick credit and no savings. I had let myself believe...

Like everyone, I've been following this whole financial meltdown in the news. A lot of us regular people have been saying "what does all this mean to me?" Well, I was listening to a call-in show on my commute yesterday and an economist was answering questions really clearly. He said, "What...

Well, I just got paid from a corporate client for my training business. Phew. I have had no income for about a month, and have been really stretching my pennies and living off savings (but NOT living off credit, for the first time in the past 20 years or so when in this situation -- why do I always get...