Two years ago, I took out a lease to own contract with Dell computers for a laptop, software, and digital video camera for my training company. I needed the equipment, didn't have the money to buy it outright, and didn't want to use a credit card to pay for it. I didn't splurge by getting...

This year, I have gotten rid of a lot of junk. I look around my house now, and I see fewer things, but the things I see, I enjoy and value. I'm trying these days not to let anymore junk into my life. What's some of the junk that has left my life in 2009? Damp, empty boxes that had sat in my basement...

I just read an AP article in my local newspaper about "Transumers" -- people who are transient consumers. They don't purchase and consume things, they rent or lease consumer items that are then passed on to the next transumer. Sounds sort of green and sustainable, right? It was billed as...

There have been so many stories in the news, on blogs -- everyhwere -- about what people are doing differently in the midst of this "economic downturn," and lots of speculation about what habits will last and what will disappear once the economy recovers. I started living within my means over...

It was in February of 2008 that I decided to change my relationship with money. I was sick of living week to week, always being scrambling to pay bills, being in debt and being generally stressed over money. I bartered with a life coach for a couple of sessions, but quickly realized I didn't need...

I looked into a lot of recipes and did some experimenting until I found one that I LOVE. It took a bit of getting used to, because it is salty, but now I really really love it. I don't like mint or cinamon flavored things, and never liked the taste of toothpaste. I make mine with cardamom, clove...

I've been slowly transitioning from store-bought to home-made for my personal and house cleaning needs. When one thing runs out (shampoo, laundry soap, etc.), I find a recipe and make it myself. I have pretty good supplies in store of most things, so it really is a slow process. I noticed a benefit...

As I was doing some baking for my annual New Year's Day brunch, I managed to finish up a jar of ground nutmeg. I have a tin of whole nutmegs, and I was glad to finish off the ground stuff so I could switch over to the less-processed variety. A friend of mine was hanging out in the kitchen with me...

As I was clearing out my penultimate remaining junk room (such a danger in a big house -- just stashing stuff in piles and closing the door to deal with "later"), I was listening to NPR and there was a feature on people who are called "the new simplifiers " -- people choosing to get...

Well, my friends and I are not exchanging gifts (and I have no family), so that's a big expense gone. But there are lots of other things that creep in during the holidays that often tempt me to spend money that could otherwise be put towards bills, debt, savings, all sorts of things. So here's...