It's a killer. I was reading an article about child care costs, and I almost peed myself. According to the National Association of Child Care Resource and Referral Agencies, child care is in the five figures in some states. It's a sword of Damacles over the head of most parents in this society...

The other day I saw an interesting t-shirt at the Y. A simple message. "Professional Role Model." A young mother was wearing it. And, I believe that she was exactly right. She is a role model for the two youngsters that were following her. That's also true in financial affairs. Even if...

Have you seen the commercials where a customer fouls up a smoothly running retail store operation by deigning to pay with cash or check? A line of scowling customers and smirking employees endure the agony of waiting while this Cro-Magnon fishes out cash or scribbles her name, after which, the world...