I am making a list and checking it twice, gunna find out who's saving or not The challenges are coming to Dollar Stretcher community I see you when you're reading, I know when you're logged in You better save some money, you better not waste The challenges are coming to Dollar Stretcher Community...

One of the stumbling blocks I have to being able to cut back on expenses is contracts. We could cut back on some expenses we have except that we are contractually obligated to keep the service for a set amount of time. How do you avoid contracts for services like phone, internet, cell, TV, ect? What...

"I've always wondered why every time we get a bonus check or tax return it disappears immediately ... because we haven't been planning for ALL the money we spend." Do you find yourself using funds like income tax returns to pay for large or additional expenses each year or do you plan...

I remember my mother taking my sisters and I shopping at thrift stores and consignment shops before we started back to school - that was in the mid 1950's. It was an adventure! So, I can thank my mother for introducing me to the wonderul world of thrift shopping. (I do shop regular retail - but don't...

Do you use cash-only or a written budget or both? How did you get started? Last time I did a budget, I went through a few month's bank statements, writing out how much was spent at the grocery store, service station and so on. It took ages! But this method won't give me a realistic figure as...