Does the word budget make your heart race and your palms sweaty? Do you want to run far away from having to budget? Maybe you have a phobia of money or maybe you just really hate to budget. Why does this word cause so many people to panic? It's not easy to budget. I have spent a couple months now...

We have been discussing affording our lives and the struggles we have in keeping costs down. Which always brings my thoughts to budgets. Knowing how much we make and where our money is going is one of the first steps to being in control of our finances and learning how to make that dollar stretch farther...