Cinnamonhuskies, I understand completely my ds is a senior in hs and my dd is a freshman.  I know I may have 4 - 5 years left with my kids and it makes me very sad.  I have often cried over it to be truthful.  At least you have a husband to do things with, I will be alone and that makes it even worse.  I am looking forward to ...

My first priority is rebuilding my emergency fund. 

Thanks everyone for the great suggestions.  I unfortunately don't know anyone with nerves of steel that would be nice enough to take my son out.  He did take driving lessons before he got his license and really liked a male teacher he had.  I was thinking about calling and seeing if he would like to earn some extra money on the ...

Thank you for posting this info.  I don't watch Oprah that often either but I will turn in to watch that.

This has been the worst part of parentng yet.  My teenage son and driving, he just got his license and he mostly drives around our area.  It seems he really struggles when we go into the city and I haven't allowed him on the expressway yet.  I just get really scared when I drive with him.  He is upset because all of his ...

My vet said it is allergies and to give benedryl as well.  She also said that dogs pick up pollen on the grass and I should dry her paws when she comes in the house.

Hi Tracy, Thank you so much for your help.  It is nice to know that I have options and I am so grateful for this school and any help I will be given.  I just like to have a little in savings, in case something breaks down.  Thanks again you made me feel alot better.

Tracy, This is the question I want to know.  I should have made it simpler in my first post then going through the whole story.   Let's say the school says I should pay 5,000.00, does the school say we want the 3,000.00 in your savings and then pay 200.00 a month, or does the school say you should pay $5,000.00 and you decide ...

Hi Tracy, Thanks for your reply, I am not wanting to delete my savings.  I just want to get my gutters fixed which will be half of my savings.  I was going to wait until summer to get the work done but I am afraid if they take all of my savings, I wont be able to get the work done.  I have no idea what kind of assistance I will be ...

My daughter will be going to a very good catholic school next year.  It costs $800.00 a month, I am going to apply for financial aid.  I am a divorced mother who gets no child support and never will.  I have about $3,000.00 in my emergency fund.  I have no debt,. except for my mortgage.  I make $46,000.00 a year.  My ...