Best Wishes, Deborah Michelle!  I know you will make her as happy as she makes you!

Thanks everybody for the suggestions.  My brother is still applying at jobs, hoping to get one at a hotel as a night auditor.  He's done a lot of that work before and it is good because it is quiet and there aren't a lot of people around.  Good news is that he has been accepted for SSDI again so that will take some of ...

[quote user="2ndGenGranola"]I don't have my book handy but doesn't he say to put aside each month towards a $1000 min emergency fund?  I don't recall him saying to do it in one swoop. [/quote] Yes, the ultimate goal is at least $1000 in an emergency savings fund.  Here is the passage I was referring to in the book, ...

I'm sure ol' Dave has been discussed here at the Dollar Stretcher numerous times, but I'm not as regular here as I'd like to be and I've probably missed those discussions.  I finally went to the library yesterday and checked out The Total Money Makeover.  Stayed up last last night and read the entire ...

This is such good new!   Sounds like your relationship with him is off to a sweet start.  I will keep both of you in my prayers. luv ~ dolly

The results are in:  Our latest bill was $214-----which is $66 cheaper than what it was the month before.  Our kw usage was way down than it was for August of last year.  I signed up for a program with our co-op where I can monitor our kw usage daily on its website.  Thanks for all your interest and support!

I agree!  This has been the best forum I have ever experienced!  In fact this is the ONLY one I participate in now.  Thanks to everyone for kindness, warmth, tact, and hospitality.  And thanks to our hardworking moderators.  luv ~ dolly

[quote user="slk2042"]you can report people who call you to the Federal Trade Commission[/quote] Done!  Thanks! We've been on the Do Not Call list for years.  I didn't know about this way of filing a complaint.  Thanks for the tip!

We do have caller ID and we use it often.  The problem is that the ringing of the phone is very annoying.  These people have called up to five times a day.  Our phone rings 4 times before the machine picks up.  Of course, the scammers are not leaving any messages.  We can't have our machine turned off b/c we want to ...

For several weeks now we have been receiving phone calls from an 866 number.  The callers have foreign accents.  They are asking to speak to our sister-in-law but they are asking for her by her maiden name.  So we tell them that they have the wrong number and they ask "Are you related to her?" to which we answer NO.  ...