When it's my turn to teach 1 1/2 hours of preschool at my house my son behaves horribly.  My son has just turned 5.  He is just fine when preschool is held somewhere else.  I was told it is normal.  However, I don't like it at all.  He says mean things to the other kids, he is put in time out and comes back to the ...

 Through difficult times it is easy to get discouraged, have despair, lose faith and wonder "how are we going to make it".  However we need to stay positive as long as we can.  The last couple of months have been extremely tight financially.  There were weeks were both accounts had less than $10 combined.  ON the ...

I have been using cash only for purchases of gas, food, doctor visits, school fees.  I have been using debit for over-the-phone payments only.  It is awesome.  I don't have the stress I had before.  Plus, less transactions to worry about and balancing the checkbook.. When my cash on hand is gone, then, I have to wait ...

Yes, it has been a source of stress and has affected our relationships specially when both our accounts are at "0".  Although I must admit that we have had difficult financial situations (for shorter periods of time, unlike now it's around 2 years) in the past and times of plenty where I think we had ...

 You guys are nuts, and I still love you!  To me Christmas season begins on December 8th (my latin american roots) not before.  I love the season but not for long.  This year I have to get ultra creative with gifts.  It may be a lesson to my children to be greatful to receive something maybe one thing (instead of lots of ...

 I love online banking.  I loathe bank fees for this and that, if you have less funds than what hasn;t cleared yet, you get slammed with fees.  I'm starting to look at my card with less sympathy.  Because my account was very low and went into the red for a few days I have been using cash only.  It felt good, even ...

 I wish I could wear a bikini.... too cold and conservative in Utah.

I'm glad you have found a temporary solution.  I pray that it will all work out for you.  Believe me I know what it is to be in such situation where you just don't know what else to do!  If this helps, checkout the website for Crossroads food co op.  The package of food is low priced.  You have to pre order but it ...

 AmyC I feel for you.  We are in the same boat.  Somedays I think that letting the house go into foreclosure is the answer for us (and avoid bankruptcy by paying the rest of the bills).  There is work for DH but it won't cover our bills.  I didn't tithe in September, there was nothing left.  I clean a home ...

 Does anyone buy candy corn and cheap bags of unwrapped candies to put in little baggies to give away?  It might be more cost effective.  We have little kids who still participate so I feel I should give out some.  I just don't have as much money this year.   Carmina