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  • Re: Your eating routine/schedule?

     I eat every 3-4 hours according to the eating plan I was taught at my wellness center.  I weighed 272 in August 2011 and now weigh 220 due to good food choices. Lean proteins--1/2 are plant proteins, whole grains, good fats, veggies, fruit.  1200 calories daily with targeted amount of grams for protein, fat, fiber, grains ...
    Posted to Frugal Food and Cooking (Forum) by rolo on 02-28-2013
  • Re: Are Your Taxes Done?

     We competed our taxes at home using taxact.com and e-filed both federal and state on Feb. 1, 2013.  We received about a $650 refund between fed/state. Both refunds were direct deposited this week.  That was fast!
    Posted to Taxes (Forum) by rolo on 02-23-2013
  • Re: DIY Beauty Products

     My favorite is make it myself sugar scrub.  I mix white granulated sugar with a little baby oil in a cup or bowl. Then, stand on a towel on the bathroom floor and scrub away--wherever your skin is dry/flakey--but not your face.  Then take a shower as ususal.  This works as good as the pricy Bath and Body Works or similar ...
    Posted to Hobbies and Crafts (Forum) by rolo on 02-16-2013
  • Re: Kitchen's

     The kitchen in my house used to have a nice size window over the sink and sliding patio doors to the back yard. At some point, the previous owner added a family room on the back of the house. The window opening now looks out into the family room and the opening for the patio door is now a wide entryway into the family room.  The family ...
    Posted to General (Forum) by rolo on 02-16-2013
  • Re: I have a question. Do you subscribe to a newspaper?

     We haven't paid to read the news for years.  We find very good coverage via the internet--more than we can read and very diverse reporting.  Our local papers/news are also available via Internet.  
    Posted to Virtual Thrift Club (Forum) by rolo on 02-14-2013
  • Re: Dollar Stretching Challenge: What Would You Do With $10,000?

     Give, save, spend--->give 10% to a charitable cause, save 10%, and spend the rest on debt repayment.  
    Posted to Money Management (Forum) by rolo on 02-14-2013
  • Re: Starting the Day the Loving Way

     It sounds like you had a lovely start to your day--fun times in the kitchen are always great and can happen on any day to make that day special. Dh/I typicallly don't observe Valentine's Day.  It's a commercial holiday designed to give us an excuse to spend on stuff/candy.  We treat other respectfully year round ...
    Posted to Frugal Food and Cooking (Forum) by rolo on 02-14-2013
  • Re: How do I get my wife to budget?

       This is an issue that is discussed a lot on the Dave Ramsey Total Money Makeover  subscription based forum.  First, don't approach this with a budget discussion.  All the RS (reluctant spouse) will hear is what is going to be taken away--lifestyle spending such as eating out, sports tickets, the new car ...
    Posted to Can You Help? (Forum) by rolo on 02-14-2013
  • Re: pierced navel

     Jumping in here again--wanted to share my experience with piercings--and also add that we never viewed the naval piercing as sexually erotic. ???  Any type of physical alteration--hair do, hair color, makeup, perfume etc. can be used as sexually erotic or it can be used in a discreet way.  I guess it's up to both the one ...
    Posted to General (Forum) by rolo on 01-18-2013
  • Re: how much money *really* needed in retirement?

     Retiring at 55?   Will you have medical coverage and a pension?  Can you draw Social Security then?  Just wondering.  The biggest budget buster, b far, for retirees, is out of pocket medical, dental, vision and in-home care and long term care.   Are you planning on purchasing LTC insurance? Long term care ...
    Posted to Money Management (Forum) by rolo on 01-17-2013
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