Ugh. Here we go:

                            Income $2200.

Church 160.

Mortgage 879.

Electric 80.

Phone/Internet/Long Dist. 98.

Grocery 150. ( I hope)

Cabelas card 100. (thanks to dh)

0 interest card 50. (almost paid for the hay tent & Menard's misc.)

Eye Doctor 65. (emergency visit by dh)

Gasoline 160.

Insurance 130.

Non Food Household 25.

Misc 75.

Tickets for Dh & Ds to Sportsman's dinner 80.

Cash on hand for dh and I 80.

Dining 80.

Livestock Grain 40.

Charities 28.

Medical Insurance 106.

Total expenses 2386.                                                                         (SHORT $186.00)

I'll need about $610 for my cash envelopes out of this.

Nothing to savings this month.

 Looks not so bad untill now.

Total income:1145 Euro 

Expenses:

Rent                                 270

Electric                               78

Heating                               50

Gasoline                             50

Daycare (lunch)                   36

Internet/phone (flat)              35

Insurances                          23

misc. Bills                           33

Groceries                          150

 misc. household               150

Total Expenses, hopefully not more than 875 Euro.

Would mean I could reduce my credit on account about 275 Euro.

This is our tenative budget for February. Dh missed alot of work in January so I am now juggling. I am so upset about this. I can't even pay all of homeowners like I normally do.

Well now. Okay.

Here ya go:

House  494

HELOC  300

Car  323.17

Electric  300

phone/internet 80

Cell  141

Dtv  125

Insurance 100

Loans  100

Debt 100

Garbage  36

Household 400

Gas  150

Cash 150

Total- 2499.17

Income:

DH- 2200- this is the bare minimum that he can make w/o overtime so that is what I use as ot is not a given

DH- 200 guards- bare min.

Me- 200 - doing daycare for my neice so I can stay home

2600 for the month

100.83 extra

150 goes into savings automatically from dh check

Does this make sense?

Anne