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Cost of child care in your area?

Last post Wed, Jul 24 2013 11:19 AM by sunflower nice. 40 replies.
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  • Tue, Nov 25 2008 3:37 PM

    Cost of child care in your area?

    In the vein of the thread I started in reference to budgeting for pregnancy/infancy...

     What is the cost of full time child care (infant) in your area?  What about toddlers?   What's the cost difference between an at-home sitter and a pre-school setting? 

     

    I just have NO idea about these things and am curious as to how it will effect my budget when i become pregnant.  My husband and I both work full time and that will not change.  Both incomes are necessary to pay the mortgage, etc.

     

     

    Nicole

    ~Credit Union Lending Specialist Extraordinaire!~
  • Tue, Nov 25 2008 3:56 PM In reply to

    Re: Cost of child care in your area?

    I want to start out by saying daycare is an extremely important topic for those of us who are providing for our family outside the home. I realize that this topic of working moms is tense but I'm doing what I'm doing for my family, not anyone else's family. 

    I live in Lincoln, Nebraska, a city of 250,000 with the University of Nebraska and it's the state capitol so the State and the University are the biggest employers--both downtown. There is a huge need for quality, affordable child care, especially downtown where over 19,000 women work each day. Sorry to spout the statistics but it's relevant when I give the numbers.

    Daycare centers: (we have been part of 2 centers: one run by the University, and now we attend a private church-ran center). These are M-F, full-time, 2 meals provided, care centers. Hours are 7:00 to 5:30 (we don't use those hours as I don't work full time so we pay for time we are not there.)

    Private Christian center: Infants: $170 per week; Toddlers; $166 per week; Preschool; $150 per week, kindergarten $98 per week. We have a toddler and preschooler so we pay $316 per week for child care or about $1300 a month. But this is EXCELLENT child care. Top of the line.

    Prior University daycare (took over by the YWCA): Infants: $150, toddlers: $140, preschool: $125 per week.

    I have a good friend who runs an in-home center (she lives too far for it to be feasible for me to take the boys there). She charges $100 per week for infants and $80 per week for over age 2. she is by herself; 8 kids max; 2 infants max. I don't know if she charges less for a second child. This was in 2006 so her rates may have gone up. She doesn't provide breakfast but does provide lunch. She doesn't take Title XX.

    But what I have found is for centers, it's anywhere from $140 to $170 a week for infants. Home daycares are about $100 per week for infants, so the cost is much less for in-home. In our old neighborhood, we had no in-home providers in a 2 mile radius so that's why I looked downtown where I worked. In our new area, I have not checked as we are happy with our current daycare center and preschool.

    In our area, private/church ran centers are more expensive than the for-profit type of chain daycares. But the chain daycares are not in our area and seem to be out in the 'burbs. In-home centers are quite a bit less.

    Hope this helps!

    Erika
  • Tue, Nov 25 2008 4:16 PM In reply to

    • babs
    • Top 10 Contributor
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    • Joined on Mon, Apr 2 2007
    • Vermont
    • Posts 10,988

    Re: Cost of child care in your area?

     In my area, there is not a lot of difference in cost of registered in home child care and licensed center care. Infants cost is $150 to $175 per week. Toddler cost is $125 to $150. Babs

    Officially recognized Stretchpert in Prayer Circle
  • Tue, Nov 25 2008 7:39 PM In reply to

    Re: Cost of child care in your area?

    Babs & Erika thanks for your responses.

     

    Erika - thank you for being so thorough.  I appriciate it.  I am in the suburbs of Richmond, VA, and that may be somewhat close to what you are paying in a downtown area in the midwest.  

     

    I really had no idea of the expense of childcare!  It's certainly a lot (I figured at least $400 per month).  But as much as I would like to, our family cannot run on just my husbands income at this time.  I am actually the "breadwinner" so to speak.   I really wish i would be able to have my SIL provide child care if she is still doing it whenever i have a child (we plan on trying to conceive within the next year)...  but she lives 20 miles southeast of me... and my work is 17 miles northwest of me!

     

    I am just so particular about budget that i am really trying to think this through beforehand!

    Nicole

    ~Credit Union Lending Specialist Extraordinaire!~
  • Tue, Nov 25 2008 8:26 PM In reply to

    • babs
    • Top 10 Contributor
      Female
    • Joined on Mon, Apr 2 2007
    • Vermont
    • Posts 10,988

    Re: Cost of child care in your area?

     I will add that most and maybe all states have a program for subidized childcare. It is an income based eligibility program to help families with child care. There are also childcare tax credits if you pay over a certain amount for child care. Also many childcare programs are part of the school lunch program. They provide meals for kids, including formula for infants, then they are reimbursed for the meals. Federal guidelines must be followed for meals. Babs

    Officially recognized Stretchpert in Prayer Circle
  • Tue, Nov 25 2008 8:57 PM In reply to

    Re: Cost of child care in your area?

    I live in southern Louisiana....

    In our immediate area, just about all of the daycares are $120 for infants.

    For the fancier daycares (such as the one at the university where I work), it's more expensive but I don't know the exact figure.

    The average going rate for the ladies that watch kids in their home is about $80 but this can vary a lot.

    We are very blessed - we have a wonderful lady that watches our DD (and the baby on the way) that only charges $60. I would totally pay her double, though! She is wonderful; been doing it for about 30 years. She is in her early 70s and though her health is good, I konw that within the next year or so she will probably "retire"

    Have a blessed day,

    Julie

  • Wed, Nov 26 2008 1:21 AM In reply to

    Re: Cost of child care in your area?

    Much more expensive here- I think $225 a week for babies in a center, $175 in a home.  Drops down to $125 for toddlers in a home, $175 in a center.  I can't take a job and make it pay to get daycare for my two, let alone before and after school care.  The waiting list for state subsidized care is about 2 years.  I am looking for a professional job to make it worthwhile, I worked in a childcare center for 9 years, because I could bring the kids.  I also did mortgages out of my house, and had a home daycare.  It costs a lot here, and we have one of the highest percentages of working mothers in the country, in MPLS/St. Paul.  It is hard to make it work. 

    When I lived in Iowa, the hospitals I worked for subsidized excellent care.  And sick bay, for mildly ill children.  It was ideal. I haven't found anyhing similar here. They also paid the workers fairly, and the workers had very good benefits. None of that is a given most places, leading to high turnover and unstable care for your child.  I have always paid lots for daycare, usually it is the biggest budget item, bigger than the mortgage. It is a very worthwhile and important investment.  The early years are critical.

    Babs, thanks for taking good care of children!  Workers like you are not appreciated enough!  

    Tracy
    Beginning Debt Slayer


  • Fri, Jun 19 2009 8:43 AM In reply to

    Re: Cost of child care in your area?

     

    Hi! Central Ohio area~~ 2 kids ages 2&4 run about $250 a week at a daycare. I was watching a friend's kids for $10 a day for a 2&3 year old 10-12 hours a day, but quit doing it ,as if they could afford high speend internet, cigareetes, & satellite tv, I figured they could pay me more.I actually watched them for 3 months free too.Mysister charges $65 per week  . She has 5 kids till recently,when 3 parents got laid off & 2 more hours cut.I loved those kids though & miss them.I'm sure they miss going to the arborutum to have picnics & walk around & the park & reading stories & playing games with them too.
  • Fri, Jun 19 2009 9:12 AM In reply to

    Re: Cost of child care in your area?

    Wow, I realize it has a lot to do with the all-round high cost of living here in San Francisco but child care is way more expensive here. $1,700 for infant care and not much less for toddler.

  • Fri, Jun 19 2009 10:09 AM In reply to

    Re: Cost of child care in your area?

    Our child care center allows parents to "un-enroll" their children (ages 2 and above) for summer months. No fee to hold the spot for ages 2 to 5. Must pay 1/2 of tuition to hold the spot for under age 2. This summer, we un-enrolled the boys, saving us $320 per week. They will start back August 15th when DH has to report back to teaching. Our center (affiliated with a Methodist church) has school-aged summer camps which is why they allow younger kids to un-enroll. They just fill up the spots with older kids (ages 6 to 10) and adjust the rooms' sizes for the summer.

    In the fall, our oldest will be 5 and will attend the private kindergarten at our center. Kindergarten runs from 9 to 2 p.m. daily but you can have child care from 7:00 a.m. to 5:30 pm and pay $95 a week. We are doing this as I can't leave work by 2:00 every day so we need extended care from 2 to 5 p.m. three days a week. My youngest will be 3 and will attend preschool there (9 to noon) and then have child care in the afternoons 3 days a week. Ages 3 and 4 are $130 a week. So we are going from $320 a week down to $225 a week when we start back in August. I will adjust our budget and see where I can use this almost- $100 extra a week. Probably add to our mortgage principal.

     

    Erika
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