I know some of you are already getting the bills that will be due in July and working through expected expenses. Post your budget and compare your actual spending through July.
"For the sole true end of education is simply this: to teach men how to learn for themselves; and whatever instruction fails to do this is effort spent in vain."- Dorothy Sayers
My husband decided to handle the finances and work expenses differently. I won't be putting a budget for the work expenses here, just our personal ones.
July Budget.Total $2,557
Electricity Budget $150
Actual Expense $140
Have 2 registrations for both vehicles due in july, Each one is $72.64 also have to pay $267 for CC and another $148 for Cell phone,Also have to take DD for her last laser treatment with hotel stay $98 plus food& gas and a missed day of work.! we are so over budget this month i ripped up our budget for July so discourged!!!
Ouch! Can you cut back on food or some other area to help make up for some of the additional spending?
My budget is tight this month, only about $25 of squish room, but if it's timed well I won't have a car payment since the insurance company of the car that hit me will be paying off the loan this week. Also, this past month my food/household/pet/hba line was much lower than that and I'm hoping to repeat that again.
For July, we have $2,344 in income,
more for expenses with just
mortgage $1350
home equity $380
credit cards $500
insurance $117
already over, without overdue heat, internet, utilities, any money for food or gas. Going to be tight! This is the month I'll have to find some more work, I think. We can't get behind.
Tracy, how is the job hunt going?
He has the job in Iowa, we are still WAITING on the job in our town. If he goes to Iowa, it will be $525 a week pay for 16 weeks, $14 more than unemployment and part-time job, but the need to rent a room in Iowa ,start 7/14. If if's MN, he will make, I think $725 a week, start 7/21. Still hoping for MN! Budget would be better in August, but tight forJuly with no unemployment the last few weeks, and a first paycheck the first week of August, then it could get better quickly.
Tracy
That seems like low pay for the expenses you have. Will you all be able to make it with either of those incomes?