We have been in a battle since November with 2 credit card companies to get interest rates lowered.  One of them wouldn't even talk to us about it--just kept saying "an automatic review would be scheduled in May".  We noticed on our bill this month that the rate had gone down 6% plus--and it isn't even May!

On the second card, DH has been calling them every other week since November.  They would drop it half a point or refuse entirely.  He got hold of a good CSR this week and she dropped it 3%--not a lot but 3% at once!

So small victories but victories none-the-less!

And I got the cell phone plan changed to save $40 a month (of course the house payment went up $40).

re-tired

Awesome! It all adds up.  

wow I think that's a huge victory. You set a great example, keep pushing for what you need/want/deserve and let the good stuff flow your way. Cool

That's a very big deal to get the credit card companies to give in!! That's great!

My mortgage payment went up too...it's the time of year for escrow review. They always offer a lower payment if I pay part of the shortage, which I always do. But why won't they let me pay ALL of the shortage and keep the same payment? Ours went up $11.76 a month after i paid part of the shortage.