If you are in debt from charging for gifts and holiday foods, do you have a plan to get out of debt?

 

Yes, we no longer go into debt without a way/plan to get out of it. AM

We had to put a few things we ordered online on credit but I just paid one off today (Kohl's) and DH paid the other card off (Discover) last week.

I know we could use debit online but I had both websites set up with the credit cards and it expidited our shopping. We had a plan to pay off once we both got paid Dec 31st.

I do have a small amount on my credit card for several items ordered online. It will be paid off very quickly and will not acrue any interest.

 I  ordered nothing via credit cards.  I used my debit card.  I was a little nervous that this Christmas looked alittle skimpy and it was hard for me to swallow, but my head told me that it is really important to be okay with a skimpy christmas.  I actually think we did okay and that maybe next year, it will get even skimpiier!  ;-)  No debt from Christmas, but I wasn't able to put money in my EF and that was a bummer.  

Thankfully we didn't rack any holiday debt and paid cash for everything.  Well except for cookin items which I shopped from so not to much out except for our holiday ham and a few odds and ends.

We have no holiday debt, either, which I consider a very nice gift we give to ourselves at the start of the new year. 

We bought presents over the enitre year of 2012, and were done shopping before Halloween.  Having all the gifts already made the wrapping & celebrating all the sweeter over Thanksgiving, since there was no "holiday shopping" stress.

WE have $300 on American Express.  This was for things ordreed online.It will be paid off by Feb.1st., Babs

I paid mostly with my debit card and have almost finished collecting from my siblings for a tv we bought for my parents. That is on a 0% interest card, still in it's promotional period, which is 18 months. I am saving a lot of interest with the use of this promotional card, soon I will tackle it, but not until the interest rate goes up. I am working on some others during this period.