Starting a successful budget takes planning and dedication to managing your money. Once you know what your set expenses are and what you are spending; the rest is just in making sure you aren't going over the amounts you have set.
Make a first draft of expenses. Write down what your set expenses are and what you average in other categories. You can use this worksheets to help you to list your expenses and average spending.
Houseclicks budgeting sheet
Dave Ramsey's Tools
Now you have an idea of what your obligations are and what you estimate other spending to be. What should you be spending in each category?
Check out what The Dollar Stretcher suggests http://www.stretcher.com/stories/10/10jan04b.cfm
If you haven't tracked your spending to see where you are putting non set expense money, things like groceries, fuel and eating out; set yourself up to track all your spending for a month. Now you know what you are spending.
Get a new page for your budget or use a plan that allows you to put in these real figures. If you need to cut back then look for ways to lower your expenses. We can help if you need tips on spending less!