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Know Your Rights With Debt Collectors

Last post 04-26-2012 12:16 AM by sissy. 1 replies.
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  • 04-25-2012 4:18 PM

    • Brandy
    • Top 10 Contributor
    • Joined on 03-28-2007
    • Saving in South Mississippi
    • Posts 25,145

    Know Your Rights With Debt Collectors

    Less income is flowing in, the bills get harder to pay and the debts collectors are beginning to call.

    Know your rights before the phone begins to ring! Even if you owe money, there are laws that collectors have to follow and there are also limitations on how long a collector can attempt to get payment on a debt.

    The first thing is to not panic. Keep a clear head so you can communicate well. Things we don't plan for happen. Be proactive and make a plan for how to handle the debts or the collections.

    Check your state for the laws on debt and collections. There are collectors who will use tactics that are illegal or unethical. They just want your money and will do what they think will work to get it.

    Have you ever had a strategy work in communicating with a debt collector?

    The Dollar Stretcher Community Manager

  • 04-26-2012 12:16 AM In reply to

    Re: Know Your Rights With Debt Collectors

     1. its against the law to call you at work

    2. its against the law to vebal attack you

    3. and its against the law to harrase you with name calling

    Yeah this happened to cindy she took one to court because the bill was paid he said ghost dept well she proved it and took the sucker to court and won..

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