Welcome to the forum.
Cashing out a pension is a personal choice. Only you and your husband can decide on this.
I will suggest that you sit down and ask yourself some questions considering your age. Will you be able to maintain the paid for house (repairs are costly), property tax increases for you area, inflation, etc. in twenty years? What happens if you become a widow? Will you have to sell the house because it takes two pensions to maintain it? Or is your house too large for you to clean when you get older? If you or your husband become disabled, are you close to medical facilities, would you have to move, and how much do you currently owe on the house and how much interest you are paying are all factors.
Consider this from all angles, make a list of questions to yourself and your future self before you decide. Sometimes seeing it in writing is an eye opener.
Hope this helps in some way. If it were me I would not do it.