CC, getting rid of cigarettes will save you lots of money and more importantly YOUR HEALTH! Way to go.
My year started with a boost, I have made twelve mortgage payments while on the home made affordable program, so I got a $1000 payment made to my principal. This was a great psychological boost, when I needed it the most.
I have to add up my debt numbers this week. Yuck.
I am very happy with my small and spread out Christmas budget, there will be no surprises on the credit card for me in January. The party for 45 people was frugal, the kids gifts were frugal, our local fancy florist ordered too many trees, so when I posted on facebook that I was going to get a tree on the 21st, my friend said, wiat, get a free one tomorrow! I got a beautiful tree, they must have had 200 trees left at the one store I went to. It was free. For break my main expense was a well worth it trip to Sherlock Holmes 2 with my three oldest when the four little girls were at their dad's. The younger ones are happy playing with toys, going to the global market and getting eggrolls-which we all did on the 23rd, and doing some crafts. The holiday break flew by, the high schoolers go back tomorrow, and the others the next day.
Getting my school books tomorrow for half price, from my friend Andrew.
Saving money, it seems dollar by dollar, slow and steady as I can.