I've had to deal with no part-time job this year since February. I had to leave because driving 14 miles round trip for a two hour shift was not possible and my employer didn't have more hours to offer me. I'm now just surviving on my SSDI check. I am writing freelance but it's just a little bit of money. It does help me get a job doing the newsletter somewhere through.
1. Eliminate the habit of 'fixes' such as smoking, using drive-thru restaurants and running into the gas station for a snack when I fill up. This is especially hard because I have severe problems sleeping due to a health problem and am now refusing the deal with the required docs to get sleep medication. The pills had caused a habit and the easy escape of taking a pill so I had to totally eliminate the habit. I'm still dealing with my usual health complaint which has caused me constant depression known as atypical depression which many people will try to eat their way out of with sugar, chocolates and carbohydrates.
2. Eat at home. Make a menu. Stick to the menu when shopping.
3. Toiletries, paper products (TP excluded), cleaning supplies, office, cards, etc. come from the Dollar Tree. TP is a better deal on special at the grocers, Walmart or Aldi's.
4. Don't use the dryer or oven.
5. Water the yard sparingly.
6. Try to meet your clothing needs at the thrift stores.
7. Make a list of inexpensive entertainment options and post it on the refrigerator to remind you of what's available when boredom hits.
8. Brain storm some ideas to bring in more money. Babysitting, yard work, clothing alterations, freelance writing, craft sales or ebaying trash picked items or selectively garage saled items.
9. Study new skills you can sell. Use the library, low-priced classes offers, older computer software and free 30-day trial downloads. Some examples include hobbies, computer applications, home repairs, car maintenance, etc. Use your free time in a way that makes or saves money.
10. Camp for your vacations. Borrow equipment to check out this hobby then purchase used at garage sales if the family is game. The littler county lakes are much quieter than the state parks near large cities. These lakes sometimes offer free camping too.