I live in a rural area as well, the nearest town is 16 miles away. I am very lucky that my kids are able to take swim lessons 3 times a year 6 miles away at a ski/golf resort's pool.( My oldest son is working towards his red cross lifeguard certification. ) It's the only thing we can do that close to home!
We have quite a few vehicles now, I've always wondered which were needed or not after dh got a company paid truck. The Chrysler listed is now dead, needing a transmission:
CAR LICENSEp/yr INSUR.p/m MPG
1. 1998 Chrysler T&C $135 $36 18
2. 1995 GMC Jimmy $79 $34 22
3. 1986 VW Golf $34 $38 38
4. 1997 Dodge Ram 1500 $84 $27 11
It's difficult to know where to cut back. the Chrysler doesn't have Ins or a plate on it now while we figure out what to do with it. It's definitely the nicest car we've ever had but certainly the costliest in fees and repairs. I drive my son's 5 speed VW Golf whenever I can, but if I go into the Traverse City, I take the Jimmy because i don'tlike shifting so much...I always seem to stall it at the worst possible time! And we do so much hauling with trailers for hay, wood, etc that it pays to keep the truck. Plus dh usus it for his side work, so that pays for itself.
In the end, I just try to drive less.