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Baggie Instead of Envelope Budgeting

Last post Sat, May 8 2010 5:23 PM by Anna Marie. 7 replies.
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  • Fri, Apr 30 2010 7:06 AM

    • Brandy
    • Top 10 Contributor
    • Joined on Wed, Mar 28 2007
    • Saving in South Mississippi
    • Posts 25,145

    Baggie Instead of Envelope Budgeting

     I really enjoyed one of the feature articles on The Dollar Stretcher this week. 

    " the idea of "Baggie Budgeting" was born. No fancy spreadsheets, no hours spent pouring over a personal ledger and certainly no more "Oops" trips to the supermarket. In fact, all you'll need is a package of baggies."

    Check out baggie budgeting

    The Dollar Stretcher Community Manager



  • Fri, Apr 30 2010 9:02 AM In reply to

    • babs
    • Top 10 Contributor
      Female
    • Joined on Mon, Apr 2 2007
    • Vermont
    • Posts 10,988

    Re: Baggie Instead of Envelope Budgeting

     Great article. Babs

    Officially recognized Stretchpert in Prayer Circle
  • Sat, May 8 2010 1:24 PM In reply to

    • rolo
    • Top 50 Contributor
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    • Joined on Wed, Apr 4 2007
    • Michigan
    • Posts 1,932

    Re: Baggie Instead of Envelope Budgeting

    Envelopes are free from the bank/credit union. ;-)
    Lorrie

    "People take different roads seeking fulfillment and happiness. Just because they're not on your road doesn't mean they've gotten lost." ~~ Dalai Lama XIV -

  • Sat, May 8 2010 1:58 PM In reply to

    Re: Baggie Instead of Envelope Budgeting

     This is an interesting and fun idea.  The greatest benefit is that you can actually "see" how much is left.  Physcological benefits.

    I am a Personal Financial Coach helping individuals across the country save money, get out of debt, and live financially free without selling insurance, investments, or fancy software. Just plain 'ole common sense principles that work.
  • Sat, May 8 2010 3:39 PM In reply to

    • Brandy
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    • Joined on Wed, Mar 28 2007
    • Saving in South Mississippi
    • Posts 25,145

    Re: Baggie Instead of Envelope Budgeting

     

    DavidKimball:
    he greatest benefit is that you can actually "see" how much is left.

    The baggies would also work to hold shopping or purchase/gift planning lists and receipts too. Everything all in one at a low cost.

     

     

    The Dollar Stretcher Community Manager



  • Sat, May 8 2010 3:49 PM In reply to

    • Pat
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    • Joined on Tue, Mar 6 2007
    • Colorado
    • Posts 14,463

    Re: Baggie Instead of Envelope Budgeting

    rolo:
    Envelopes are free from the bank/credit union. ;-)
    That was close to my thought! LOL

    When I need envelopes just to hold things, I use the ones that are sent with bills when I pay the bills online. I'm too tight fisted to buy something when I don't have to. Hmm

    Community Facilitator

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  • Sat, May 8 2010 4:07 PM In reply to

    • Brandy
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    • Joined on Wed, Mar 28 2007
    • Saving in South Mississippi
    • Posts 25,145

    Re: Baggie Instead of Envelope Budgeting

    Pat:
    I'm too tight fisted to buy something when I don't have to.
     

     I don't know that I'd run out and buy bags for this. I already have boxes of them all bought on sale in the cabinet. I use them for bagging up snacks for the kids in smaller portions.

    Then I discovered how perfect they were for storing just the right amount of side dish beans and peas that I cook from dried. I can freeze those, chopped onions, bell peppers, parsley and even gravies and sauces flat. This is saving me freezer room so well worth buying the bags for. 

    The Dollar Stretcher Community Manager



  • Sat, May 8 2010 5:23 PM In reply to

    Re: Baggie Instead of Envelope Budgeting

    I love this idea. My own current version, since DH takes care of the bills, is to give myself a weekly cash "allowance." Most weeks I spend little of it, but I always have cash to do lunch or get something a bit special. AM
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