I think it is hard to because some things turn in to needs fast!   Here I can survive without boots because we have basically mild winter but in a place with lots of snow, its a different story.   Especially if your wants are really low cost.  It isn't like you are looking for $200 boots, just realizable $20 boots.

 Hello

You need a client debt management reduction plan to deal with those instances when a customer keeps giving excuses or refuses to pay you.

When you’re not sure if your client doesn’t intend to pay you, try the first following ideas. Perhaps there is a misunderstanding or your debtor may be going through rough times and you could loose a potential good client. As your invoices become more past due, you can use more pressure. Here are some helpful procedures to follow:

• You should call the customer directly, instead of sending him/her e-mails, invoices, etc. and create a sense of urgency.

• Be precise with your client. You must give him/her a definite deadline for payment in full.

• You may want to offer your client a payment option: cash or check.

• Also, you could use a third party as an excuse. Tell your client that you need the money to pay one of your suppliers or service providers.