By that I mean I either have to decrease monthly debt or increase income. Hahahahahah
I am looking at our credit card bills as they come in this week...bills I did not have until last spring.....and then it was dh telling me that we'll just do it for now and don't worry and blah blah blah and well all it takes is shortened work weeks, increased expenses, a depleted emergency account to pay some medical bills and voila! They magically climb right before your eyes!
Dh is lucky he's out of the country right now.
These bills have our vacation from September on them so in the back of my mind I knew it was coming.
My Point Is: (yes I have one) We had everything but the mortgage paid off last year and didn't start adding debt until around March or April. So what happened? I am thinking it is like a drinking problem. If you are an alchoholic, even a small drink can become a drinking problem all over again. You think you've learned everything you need to know to handle it. But when faced with the 'just this one time' it snowballs. I know I'm not totally without blame but the decisions were dh's and it didn't work. I think he has a problem , too, but having grown up poor he's never considered himself having a problem with money. I think all this time ...
..we have the haves and have nots (me and him). I had everything growing up, he had nothing. He wants the things he didn't have, and i expect the things I had.... both of us being frugal and these being subconcious actions of ours....like an addiction problem maybe?
Problem is, we need to either increase our income (which i have failed at doing) or decrease our fixed monthly debt (which Is the mortgage...again something I have not succeeded at) This is that rock and a hard place I am living in.