In the years of reading dollar stretcher etc, a common thread is people paying off medical debts. Most of what would be covered in Canada. We would be in debt too! There are no copays when I see the doctor. Crowns would cost about the same. I think mine a bridge was $400.00 about 7 years ago. Also I know our drugs costs are lower. We couldn't afford all the costs you have, and not because you have 7 kids. Just the copays, basic insurance, the problems of getting coverage would be a financial problem for most of us.