My sister collapsed at her home in January and was down for 22 hours before her pastor found her. She was rushed to ER and eventually diagnosed with bacterial meningitis (not viral). She was in MICU for several weeks, was moved to a step down facility, moved to a nursing home then rushed to another ER with c-diff (extremely contagious diarrhea is what I understand it to be) and the family had to gown, glove, and mask in order to visit. If we needed to get a nurse, we had to remove all the paraphernalia to leave the room, then put on fresh to re-enter. She has been through several other infections, is now in a nursing home and can barely move for herself, not to mention being on a feeding tube in order to survive. Her home was always open to everyone, and she had more of the three V's (vim, vigor and vitality) than anyone I know. I had never heard of c-diff. Neither had any of the other family or friends. Along with the c-diff was something called mersa, also requiring gloves, masks, gowns. So I would draw the line on this one due to health reasons. I would find another area in which to be frugal. If you have medical coverage, it's not enough. Medicare kicks in when you have $0.00 and everything you own has been sold. The cost of TP is far less than losing everything you've worked for your entire life.