I have the second one, but will say I LOVE my Keurig and almost always use a disposable K-cup. Myself and three of the kids drink it just about daily, and one uses it for hot water for tea, one for hot water for cocoa mix. I am spending more money, but seeing as how I am getting so much happiness out of it, it is worth it! I have found it is cheapest to wait for a good coupon and use my membership and order a bunch online. Then I can also get our favorites, mine is Lake and Lodge. Is it an indulgence? Yes, of course it is. Is it worth it? To me and to some who are cutting down on coffee, like bab's dh and brandy, one great cup of coffee a day seems like an excellent expenditure. I also use my cup twice, once for a wake up cup, the second for a weak cup with creamer to drink while driving, it is mainly just warm flavored water, but with creamer it is a pleasant drink.