Wow, my efile confirmation says 12 days on our refund, but that's fine. We finished the Fed and one state yesterday, plus our dd's return in under an hour and hit the 'send' button. Still have to buy one state program to file, but we'll have to pay a bit on that one, so no hurry.
I'm looking to pay down debt with ours, too. Good feelin', ain't it??? Liz