Since most of us procrastinate and just use the New Year to start new things... what are you planning on changing? 

no real resolutions but I do plan to start tracking our finances better and setup a educational resp for the kids and get our wills done finally!  get a new job since mine is over. get dh to earn extra money to pay down debts.  The usual exercise etc goals but no real goals in that dept because I can only deal with one thing at a time.

to lose the 30 lbs I put on since January 2007...eek! 15 of that has been since dh was laid off.

to be more consistent with daily prayer and devotions.

TO GET OUT OF DEBT!!!!!!!!!!!!!!!

• Get to know my Bible more and (same as CH/Michelle) be more consistent with daily prayers and devotions
• Find my health (pain free days that is)
• Stay focused on studying and not much time on this site. (The reload button needs a break).
  
• Walk 3 days a week; ~ 1.38miles each time... no matter what the temperature (will do exception of rain) so I can rebuild my endurance.
  
• Summer: ride bike more to appointments close by versus driving
  
• Maintain my weight. (Or drop just another 10; losing 20 this summer was scary)
• when I get accepted to SSI, start paying off "loan" to dad
  

I'm not disciplined enough for resolutions. They are just another layer of have-to-do's that I don't need. E

 Mine is to get my will in order and to make this house and yard more what I want. Painting, gardening, reorganizing and maybe putting in a gas fireplace. If I'm going to stay here, I want to make it suit me.

 P.S. I should lose weight, get more exercise, save more money, etc., but I've tried that before. None of it worked.

finally back on after computer hogging from the parents okay here is one for you new lap top for me and to quit cigerettes coomplety from the end of nov. I was suposed to quit now got the chantix on the road to drop the cigges and new car mainly a 3 year old car computer with no one grabbing it...

see you all in 2 months Im off to az. to red rock area  to see my sister  stay on task every one and have a great holiday and new year and be safe..

thanks for putting up with me I learned alot...

cynthia from tacoma

I've become much stricter about holding myself to my own promises, so am going to take care in making   resolutions.  I will be increasing the time I spend in meditation, and am going to be replacing a substantial amount of the savings used on car purchase.

I wouldn't exactly call mine resolutions, but here is what I'd like to accomplish in 2008; in no particular order:

~ keep track of our money; keeping checkbook balanced, sticking to a budget, digging out my old pricebook, etc.

~ limit my use of my credit cards; I use my Kohl's the most, but I never have a balance, I always pay it off when I get the bill.

~ lose at least 50lbs. by Dec. 31, 2008; eat healthier, exercise more, drink less pop and more water, get regular check ups, etc.

~ go room by room and declutter, de junk, and organize

~ keep all bills paid on time to avoid late fees and/or embarrassing disconnections (my mom called me on my cell phone 2 weeks ago asking why our phone had been disconnected. I had been so preoccupied with Christmas, that I had completely forgotten to pay the darn thing!)

~ add at least 15k to our savings account

~ look into opening a retirement account

~ open savings accounts for both kids