Freewilly,

We make too much for assistance and he spends too much to make it for us to be financially thriving. It is a hard spot to be in and we are hoping it changes as he gets tools bought and funds the charge account. These things currently represent about $350 of our budget.

I was hoping that once these things were covered and we paid off the truck then we'd have freed up more than $600 in the budget but it looks like he'll be needing another truck within the next few months...grrr, always something to spend on. But we still have other things to hope for like making more money as he gets the tools that lessen the time spent on a job.

I got my first energy bill for the winter. I guess I will be doing ok. I do realize that it is the first bill and the winter is only going to get colder... but $48.90 is nothing to sneeze at (ok, so then what is my problem? i'm a sneezy dwarf right now).  I had my bill confusing too since I had it on average monthly billing but since I have energy assistance, it was making it look like less so I called yesterday and removed it. $518.54 on credit now for the account. Temp in house is 65 all the time and when I do feel cold, I run my portable heater for awhile and it stays warm for hours. My warm mist humidifier is also running at night (only) and I'm warm waking up.  

November is almost over...did your expenses match your budget?

Do you need to slash to reach financial goals in December?