I've joined this site because I am retiring next month and I will need all the frugal tips I can possibly get as I will have to adjust to a small fixed income.  I thoroughly enjoy reading all the posts.

 Any on hand tips from retired folks would be greatly appreciated.

Lucy

Hi Lucy!  Welcome to the DS Forums.  I'm not close to retirement but thought I would suggest 2 things -- 1) make a budget and stick to it and 2) cook from scratch as it's generally cheaper.

Take the time to sit down and list all the expenses you can possibly have. When you have an income from working, its easy to overlook things like car repairs, special occasion and holiday shopping, entertainment etc. Those things can really add up once you're on a fixed income. Come up with a list of areas you can easily eliminate if you had to. Its easier to do the list and mentally prepare ahead of time rather than resist cutting back when you're forced to. You will have more time than money, so take advantage of the opportunity to let go off costly shortcuts. Its one thing to pay for convenience when your working and have expendable income, a fixed income may require letting go of some conveniences.

welcome,   when you get your check,  ear mark all the money into catagories.  one for misc, one for utilities, one for gas, one for saving for future spendings such as taxes, heat, etc  take each section of that part and write down the amount.  when it is all gone.  no more spending til next month.  then start over again.  meanwhile get a few hobbies to help take your mind off money .  unless you get enough you dont have to worry about it.  looking forward to your ideas

 Welcome! There are some retired people here who post their own tips now and then, but really, I can't tell the difference.

Dear TrulyfrugalinTexas, Welcoome!

I'm not literally retired, but I live on the fixed incoome of Social Security Disability Insurance Benefits, so I can be of help to you, I believe.  Once you are retired, check ingto SNAP/EBT Food Stamps to see whether you rae eligible.  Looking forward t o  posting with you soon, Yours in Him, Deb

Hi and Thanks, I will do that.

I got the budget thing but cooking from scratch I don't do now due to working full time.  But I used to when I was a housewife/mother of 3...many many moons ago.  My pantry has a lot of ingredients for scratch baking etc.  Thanks.

Thanks for the budget suggestions.  I don't have a problem spending money..I'm a saver...I love to crochet and cross stitch...so I will take that up again...now that I will have the time. 

trulyfrugalintexas:

I've joined this site because I am retiring next month and I will need all the frugal tips I can possibly get as I will have to adjust to a small fixed income.  I thoroughly enjoy reading all the posts.

 Any on hand tips from retired folks would be greatly appreciated.

Lucy

Hi, Lucy, and welcome to DS. I do like your siggy. In addition to much encouragement here, google frugality. Many blogs are helpful.