For those of you who are taking the journey to debt freedom, it's time to stop and check our progress.

• Did you meet your financial goal last month?
• How much did you pay towards debt?
• What is your remaining total balance owed?  

Set your financial goal for August and we'll check back in next month to see how well we are doing!

Don't forget that you can post your questions and issues for others to help you find a solution here!
 

I had start up costs for my business, so paid off-

Debt in July

3 home loans- $252, 558

in Aug-$252, 069

paid $489

Debt in July-

5 credit cards- $29389

in August- 6 credit cards-$29320

pd $69

total paid $558

paid on most expensive card, about $100, offset by business expenses-

I kind of met my goals- next month will be better!

Tracy
 

• Did you meet your financial goal last month?

I would have to say no. My husband's change in employment has had a financial effect in that we have gone through much of the savings and I am unwilling to spend more than we need to right now.

• How much did you pay towards debt?

About $324

• What is your remaining total balance owed? 
  

I met financial goals for last month. Yay! We have an emergency fund again! This month we should come out at least $550-$700 ahead of bills thanks to overtime. I'm working on the $1500 savings now to repair my Chrysler Town and Country minivan that's been sitting since the beginning of March.

I paid $100 principal plus the interst charge on each of the 4 credit cards we're paying down, plus the $250 Tractor payment to the bank. Total for the cards and tractor balances are $7030.

As a side note, those of you that remember a septic discussion thread a few months back, relating my problems with an automatic washer and a small drain field......it's been temporarily fixed for only $65! Dh and boys ran a new line out of the concrete wall in the basement, and ran something called Sock Tube from it and way down the hill, then buried it. He had most of the material and tools, and it was^$65 at Menards to get the rest. Now my automatic washer works perfectly and my septic is behaving!

 Good news on the septic tank!

 Brandy, waiting to see you drop under $4000 in Sept- slow and steady wins the race, heh?

Tracy 

With the job change, I feel more comfortable keeping cash on hand. I hope within the next few weeks we get farther ahead so I can pay extra to the debt.

 Is dh fishing?  Was wondering if that helps the food budget at all?  Does he bring fish home?  It is comforting to have cash and food and household supplies on hand when you have lower income or higher bills.

Tracy 

 He is shrimping or as we call it, trawling. He has brought home 40 pounds of shrimp and several fish so far. Yes, this definitely helps with the food budget. Also, while he is out, his meals are covered.

 August has been a bad month.

Unexpected increase in inusrance premium due to changing payment due date and the claim from dd accident, utility bills due from our old house and our new one, still waiting for the water/sewer bill from our new place, our computer died and we had to pay $230 to get it repaired (dh needs this up and running for work support after hours) ended up getting CABLE STUPID STUPID to get reception--$16 monthly for crap shows--but the rabbit ears did not work at all--not even one channel came in, and our car needs a repair that is going to cost around $300? probably.  We once again will be rebuilding our baby emerg. fund back up to $1000 after the car repair and computer repair.

On the bright side, cash all the way and we know where every penny is going.  sigh...   Just wish it was going to debt repayment.  Sometimes I miss the mindless lifestyle of the good old days, a lot more income and put it on plastic and forget about it.