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I do not have an emergency fund. Whenever I save up a chunk of money, I seem to either have a household emergency (collapsing wall in basement, dog needs operation, roof is leaking) or use it to do some work on my ongoing home renovation. I am perfectly...
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I've been reading blogs and interviews and things about how different people stay warm and keep costs down in the winter. My heating system normally runs from November 1 -- March 31 (if it dips below 35 outside, I'll turn the system on sooner...
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...but am climbing back on. Well, I've been trying to accomplish a couple of goals in these last few months -- one was not to incur any more consumer debt, and the other was to get some stuff fixed around my house. It turns out that I over did it...
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A while ago, I posted about an offer I got in the mail that would give me $75.00 if I opened a Bank of America checking account. I planned to do it, and just pocket the $75.00 and go back to my smaller local bank. I finally got around to doing it today...
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After lots of hemming and hawing, thinking and weighing, I decided to buy pet insurance for my new cat Jerome. He's young and healthy now, and he's an indoor cat, but most of my pets have had pricey health problems at some point in their lives...
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I came across an advertisement recently from Bank of America: open a checking account with them with a minimum depoist of $500, make at least one debit transaction within 30 days of opening the account, and they'll deposit $75.00 into the account...
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Indian food is my very favorite cuisine. I have been visiting the Indian restaurants in my city since I was about 14 years old. I've been a vegetarian for quite a while, so Indian food is also a great protein source for me, as so much of it is vegetarian...
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My cat animal companion, Jerome, loves to play with things on sticks or string. But not anything on a stick or a string. I've tried making tin foil balls and wrapping a piece of string around it -- no dice. His ferocious hunter instinct is only roused...
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There have been so many stories in the news, on blogs -- everyhwere -- about what people are doing differently in the midst of this "economic downturn," and lots of speculation about what habits will last and what will disappear once the economy...
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The semester is winding down, and while I still have summer work at my other job, my schedule opens up considerably once I stop teaching. However, my income also drops considerably over the summer. I've been putting a little something into savings...
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