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...but am climbing back on. Well, I've been trying to accomplish a couple of goals in these last few months -- one was not to incur any more consumer debt, and the other was to get some stuff fixed around my house. It turns out that I over did it...
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I like to make pronouncements. It's easier for me to adopt or give up something altogether, rather than piecemeal. So my latest pronouncement is this: I'm not going out to eat anymore, unless I'm away from home and can't prepare something...
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I came across an advertisement recently from Bank of America: open a checking account with them with a minimum depoist of $500, make at least one debit transaction within 30 days of opening the account, and they'll deposit $75.00 into the account...
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There have been so many stories in the news, on blogs -- everyhwere -- about what people are doing differently in the midst of this "economic downturn," and lots of speculation about what habits will last and what will disappear once the economy...
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My beloved cat of 16 years died last fall, and I (and my dog) missed her terribly, so I decided to get a new cat from my local animal shelter. The dog's not so thrilled yet, but I know she'll come around. The cat, Jerome, is healthy and happy...
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It was in February of 2008 that I decided to change my relationship with money. I was sick of living week to week, always being scrambling to pay bills, being in debt and being generally stressed over money. I bartered with a life coach for a couple of...
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After thinking about selling my house, I have decided to stick it out at least another year and am in the process of refinancing. The lower interest rate will save me quite a bit each month, and I am "rolling in" a home equity loan ($14,000...
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Well, I've gotten paid from a new client and used part of the money to pay off a store credit card (at 0% interest) that I had opened to pay for a new mattress and box spring 18 months ago. I love my bed -- it's a tempurpedic and it really is...
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As part of debt-reduction/fiscal awareness, everyone tells you to write down everything that you spend for a month or so. I've done that a few times in the past, and used it to arrive at a system that works really well for me. After analyzing my spending...
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