Yankee 2.0

Since your putting your blog out there, I'm going to assume that you would like commentary. I'm about to make some comments that I know you're not going to like.  

"I learned a good lesson about not counting my chickens before they're hatched... "

Did you really?

I see in the title "Yankee 2.0" but what I've read too often in this blog is simply wishful thinking combined with impulse purchases.

Egads - a credit card advance?  For living expenses?  

You lost your real job that paid living expenses.  It's not a minor set back that you tap into credit cards for.

Do something, anything real other continue to await the miracle on the horizon. Apply for an government aid if you can.  Sell that expensive house.  Get a job now - don't blow the time on the wish that you'll be able to sell a writing project.  Even Stephen King had a day job for a long time.

I'm not saying any of the above decisions are easy.  No meaningful decision ever is.  What I am saying is that typing up a blog post about how you're all better now is not meaningful progress.  (Yes, you've admitted a problem, but you've admitted as much several times.)

Let's face it: you blew through your safety net for house improvements that could have easily been delayed or eliminated.  I lived with non-working outlets for years (with small children no less).  With the sole exception of the roof, nothing was an emergency, *especially* when your Dean warned you that you might not have enough enrollment in the fall.  (What a great blessing to know...)

I'm completely aware that I'm saying here is to make difficult choices, but to be honest I don't see how you ever get out of the holes you've made for yourself if you don't stop digging them.  Good luck to you.