The Dollar Stretcher blog will explore people and money.
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This may sound simplistic but my goal is to stop charging, to stop using credit. The simple answer - cut them up, freeze them don't use them etc. Been there, done that a thousand times! So there has to be something in between that I am not getting...
I have been married 40 years, I am 59 and am a spendaholic. I have been following Dave Ramsey's plan and trying to get my credit cards paid off. We have no money and no retirement. Is there any hope for us? B. Yes, there is hope for B. It might take...