New Year's Resolutions - The Dollar Stretcher
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New Year's Resolutions

Happy New Year to all my Frugal Friends!

Are you a big fan of New Year's resolutions? I'm not. It could be because I don't like accountability, but I probably wouldn't admit that. At least not to you! I think it's more that if I see something that needs changing there's no better time to start than right now. One of my favorite quotes is an old Chinese proverb that says that the best time to plant a tree is 10 years ago. The next best time is today.

One problem that we all recognize with resolutions is that for most of us they really don't do much to solve the motivation problem. Whether I start an exercise program in January or July I still need to start by lacing up the old sneakers.

Saw an interesting and unique motivational tool the other day on our "Live Like a Mensch" blog. Mensch suggests making a bet with yourself. I'll let you check out her blog for an explanation.

I'd love to hear your success stories on New Year's resolutions. Did you make a resolution and keep it? Was that helpful to you? If so, please shoot me an email and tell me. Perhaps we can share some in future issues.

Regardless of whether you do resolutions or not, we hope that 2012 is a great year for you. Not only financially, but in all ways!

Keep on Stretching those 2012 Dollars!




Cheryl said:

I belong to a hospital's gym that's open to the public. It's a full wellness center with pool facilities, weight machines and my favorite, the treadmills and stationary bikes all have screens on them to watch tv or surf, with headsets! Best of all, deeply discounted compared to other gyms that have less equipment.

I have to agree with you on resolutions because of what I see happen at that gym every January. I have to change the time I go in January because the place is suddenly packed with resolution folks. Sadly, most of them drop off in a few weeks, and nearly all are gone by Valentine's day and then it is just us regulars again. That is the only month it is crowded there. I do believe the intentions are good though, but it reminds me of a cartoon I once saw. A man approached a guru on a mountain and asked which way to success. The guru pointed. The man returned with torn clothing and said I asked you which way to success! All I got that way was "Splat!". The guru pointed again and said success is past splat. heh

December 28, 2011 4:27 PM

Millers Grain House said:

I love New Year's Resolutions!

Especially when the last year (or decade as the case may be) has been rough! It's a way to look forward with a positive vision and say "Better things this year!"

We again will be purging more personal belongings to liquidate more cash on hand...and invest it in paying off debt and buying food and learning more skills to stretch what's on hand.

Less *stuff* - more SUBSTANCE in 2012!



December 29, 2011 9:56 AM

Kassy said:

I am participating in the 100 Day goals. This is easier for me than general resolutions. Last year I made 3 goals and completed them all! Hoping to do the same this year. 100 days makes a shorter time and 3 doable goals are a good thing for me!

January 1, 2012 7:20 PM

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About Gary

For more than 25 years, Gary Foreman has worked to manage money effectively. Prior to starting The Dollar Stretcher, he was a financial planner and purchasing manager. While helping clients manage their hard earned money as a financial planner, he applied commonsense, time-tested techniques during the turbulent 1980’s. The experience convinced him that you didn’t need to hit the lottery to accumulate significant wealth. Following that, Gary had an opportunity to learn more about how to get the best value for a dollar spent in the corporate world. As the Purchasing Manager for a computer manufacturer, he was responsible for supervising over $10 million in annual purchases. Gary began The Dollar Stretcher website <www.TheDollarStretcher.com> and newsletters in April 1996. Over 300,000 readers benefit from the time and money saving ideas presented in The Dollar Stretcher newsletters each week. His mission is to help people "Live Better for Less". He also provides private label newsletters for companies wishing to provide money saving information for their clients and/or prospects. Gary lives in Florida along with his wife of thirty years and their two children. Much of his time is spent working with the men's ministry of his church. One of their ongoing projects is the "Holy Smoke BBQ" which sells bbq on Friday nights with the profits going to support local foster kids and orphans. When he has a free moment you’ll find him restoring a Checker station wagon nicknamed “Two Ton” or cruising in a '65 Impala SS Convertible with doo-wops playing in the background.

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Gary is a former financial planner and purchasing manager who edits The Dollar Stretcher website <www.stretcher.com> and newsletters. You can follow Gary on Twitter.com/gary_foreman
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