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Financial Advice for a Picky Eater - The Dollar Stretcher
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Financial Advice for a Picky Eater

I have a 5 year old that is a very picky eater. Will not eat veggies, except green beens or corn. Meat only hamburger or ham. Can you give me some suggestions as to what dishes I can make? My husband and I are tired of eating the same meals. Thank you.

Sonny

Sonny asks a good question, although at first I wondered if it weren't better suited for a parenting column. But given more thought, it occurs that it really helps illustrate a point about raising financially responsible children. How so? Let's take a look.

We'll begin by considering what Junior is saying when he refuses to eat anything but hamburger or ham. Part of it is good. He's exploring how much control he has over his world. And, although I'm not a child psychologist, that strikes me as healthy. It's all part of the growth process.

The bad part is that Junior is attempting to dictate his surroundings. In effect, he's telling Mom and Dad that he expects them to feed him only the things that he likes. And, it's up to them to perform to his standards.

Sonny, understandably, wants to make her child happy. But making him happy now could set the stage for much unhappiness later. Now might be the perfect time to teach Junior a better way of relating to the world around him.

What does eating peas and carrots have to do with finance? In this case quite a lot. If Sonny gives in to Junior's demands, he'll expect that others will, too. Not only at dinner, but in other areas. It will be an unhappy surprise for Junior when they don't.

He won't know how to handle it when a boss expects him to perform a task that he doesn't like. He'll rebel when a purchase doesn't make him as happy as he expected. In short, he'll expect to get his way all of the time. And, as we adults know, that's not the way that life works. Especially our financial lives.

So what can Sonny do to avoid mealtime boredom and a lifetime of financial frustration for Junior? She can begin by serving Junior a variety of foods. Whether he likes them or not.

If dinner tonight consists of chicken and mashed potatoes, then that's what's available for Junior to eat. He may fuss and demand something different. That's when Mom and Dad need to tell Junior that nothing different will be prepared for him. He can choose to eat the chicken and potatoes or wait until the next meal. It's his choice.

Chance are Junior will run away refusing to eat dinner. Don't chase after him. If he asks for a snack that evening, inform him that you're willing to reheat the chicken and potatoes for him. If that's not acceptable he can wait till breakfast.

After a day or two, Junior will realize that Mom and Dad aren't going to give in. He'll be faced with a choice. Eat the healthy meal that's presented to him or go hungry that night. It won't take long before he discovers that chicken isn't so bad!

It's important not to get into a fight with Junior or to try to force him to eat. That could be bad for your relationship with your child. Just prepare a healthy meal (as a good parent should) and offer it to your child. Then give them the opportunity to eat if they're hungry.

Ok, now let's tie this back to Junior learning about personal finance. It's important for all children to learn that we don't always get what we want. Trying to do so will mean spending money that we haven't earned. Buying things that we can't afford. And, then expecting the world to fix the problem that we created.

Junior is much better served by learning early to adjust his wants to the world around him. He may want hamburger every night, but chicken is good, too. He may want a new luxury SUV. But he can afford a less expensive used cross-over. Not everything he sees in the store fits within his income.

So to answer Sonny's question, she can make whatever dishes that she and her husband like. Not only will they be happier, but in the long run Junior will be happier, too.

Gary Foreman is the editor of The Dollar Stretcher.com website and various enewsletters including Financial Independence. To learn more on teaching children about money click here.

Comments

 

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January 6, 2010 11:18 AM
 

finance4kidz said:

I have written 20 children's books on finance for picky eaters.

A couple of those books deal with wants and needs, resources, and scarcity. I think picky eaters would find those books interesting.

You can check those books out at http://www.finance4kidz.com

Thanks

Prakash Dheeriya, PhD

Father, Author & Professor of Finance

www.finance4kidz.com

January 6, 2010 4:37 PM
 

tammyjk said:

I have experienced this with my children, it seemed they one day woke up and decided to give mom a hard time.  I combated it very easily by having them help me with shopping and prep.  Even at the age of 7 they understood if I paid top dollar for one item they would not be able to get something else.  This made generic items suddenly a hit in my home.  

I also agree that starting at a young age helps them understand they will not always be able to have everything they wish in life.  Most of us have eaten ramen when we really would have wanted a steak, its just the way life is.  

Another thing I did with my children is explain what healthy choices are.  This made a very big impact on my kids.  Now at meals they will often ask "is this healthy".  Kids are much smarter than we sometimes give them credit for.  Give them the information they need and watch them grow.  

January 7, 2010 8:02 PM
 

Cheryl said:

That's the choice I gave my daughter when she was small. If I remember correctly, I gave her two choices for her meal. Take it, or leave it. haha

Never made the financial connection though.. great post.

January 7, 2010 9:25 PM
 

Anne Cross said:

I think I was about 11 years old or so when I decided I was going to be a vegetarian. My mom was a great cook, and I really enjoyed cooking with her and from my earliest days I would stand on a little stool next to her and watch her cook and help as much as I could.

So when I made my vegetarian resolution, she and I read up in cookbooks and in the library about protein and vegetarian eating, and we learned how to make a balanced meal. I would often make a batch of some bean or tofu-based dish that would last me for several meals, or would make a grilled-cheese sandwich for myself when mom and dad were having steak or sloppy joes or what have you (my father was Mr. Meat and Potatoes with a side of Bacon).

I still love cooking side-by-side with someone else and love the communal meal preparation and consumption.

I'm not suggesting that a five-year old can cook at the stove, but maybe he can help in the food-prep process, and that might make him more curious about different kinds of foods -- if he helped prepare it, he might be proud of the food and want to share in the eating of it.

But I agree with other posters that once a kid gets hungry enough, he'll eat what's available. Self-starvation is not really programmed into our genetic code, and we can all survive on much less than we currently eat.

January 9, 2010 7:25 AM
 

StellaGriffith said:

Well put! It's a simple message. You don't always get what you want, but a powerful one. It helps us in our finances, our relationships with people and impacts the way we see ourselves. It's cliche, but there really are people starving in this world and we really are lucky to have enough to eat.

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About Gary

For more than 25 years, Gary Foreman has worked to manage money effectively. Prior to starting The Dollar Stretcher, he was a financial planner and purchasing manager. While helping clients manage their hard earned money as a financial planner, he applied commonsense, time-tested techniques during the turbulent 1980’s. The experience convinced him that you didn’t need to hit the lottery to accumulate significant wealth. Following that, Gary had an opportunity to learn more about how to get the best value for a dollar spent in the corporate world. As the Purchasing Manager for a computer manufacturer, he was responsible for supervising over $10 million in annual purchases. Gary began The Dollar Stretcher website <www.TheDollarStretcher.com> and newsletters in April 1996. Over 300,000 readers benefit from the time and money saving ideas presented in The Dollar Stretcher newsletters each week. His mission is to help people "Live Better for Less". He also provides private label newsletters for companies wishing to provide money saving information for their clients and/or prospects. Gary lives in Florida along with his wife of thirty years and their two children. Much of his time is spent working with the men's ministry of his church. One of their ongoing projects is the "Holy Smoke BBQ" which sells bbq on Friday nights with the profits going to support local foster kids and orphans. When he has a free moment you’ll find him restoring a Checker station wagon nicknamed “Two Ton” or cruising in a '65 Impala SS Convertible with doo-wops playing in the background.


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Gary is a former financial planner and purchasing manager who edits The Dollar Stretcher website <www.stretcher.com> and newsletters. You can follow Gary on Twitter.com/gary_foreman
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