With Apologies to Mack the Knife - The Dollar Stretcher
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With Apologies to Mack the Knife

I suspect that a little daydreaming is healthy. Letting the mind meander where it will is probably a good way to let your creative side emerge. But you wouldn't want to let that creative side make important life-changing decisions alone. That would be too dangerous.

And so it is with our finances. It's fine to dream of a new ride and think about how great you'd look behind the controls. In fact, it's probably helpful if your goal is to save money to buy a car. But it would be a bad idea to follow that daydream into the dangerous waters known as an auto showroom. The moment a sales-shark gets a whiff of your daydream you are just a bait fish.

The only way to protect yourself is to think about your finances before you head off for an appointment with Jaws. Hopefully you'll be smart enough to know that you don't swim with sharks and decide to stay out of the water.

And, it's not just the great white shark that's dangerous. We need to focus on the smaller financial items, too. Even a little shark can kill you if it gets enough bites!


Keep on Stretchin' those Dollars!


 This post originally appeared in Financial Independence. FI is a daily message designed to help people take control of their financial lives. To find out more check out the Financial Independence page.


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About Gary

For more than 25 years, Gary Foreman has worked to manage money effectively. Prior to starting The Dollar Stretcher, he was a financial planner and purchasing manager. While helping clients manage their hard earned money as a financial planner, he applied commonsense, time-tested techniques during the turbulent 1980’s. The experience convinced him that you didn’t need to hit the lottery to accumulate significant wealth. Following that, Gary had an opportunity to learn more about how to get the best value for a dollar spent in the corporate world. As the Purchasing Manager for a computer manufacturer, he was responsible for supervising over $10 million in annual purchases. Gary began The Dollar Stretcher website <www.TheDollarStretcher.com> and newsletters in April 1996. Over 300,000 readers benefit from the time and money saving ideas presented in The Dollar Stretcher newsletters each week. His mission is to help people "Live Better for Less". He also provides private label newsletters for companies wishing to provide money saving information for their clients and/or prospects. Gary lives in Florida along with his wife of thirty years and their two children. Much of his time is spent working with the men's ministry of his church. One of their ongoing projects is the "Holy Smoke BBQ" which sells bbq on Friday nights with the profits going to support local foster kids and orphans. When he has a free moment you’ll find him restoring a Checker station wagon nicknamed “Two Ton” or cruising in a '65 Impala SS Convertible with doo-wops playing in the background.

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Gary is a former financial planner and purchasing manager who edits The Dollar Stretcher website <www.stretcher.com> and newsletters. You can follow Gary on Twitter.com/gary_foreman
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