The other day I saw an interesting t-shirt at the Y. A simple message. "Professional Role Model." A young mother was wearing it. And, I believe that she was exactly right. She is a role model for the two youngsters that were following her.

That's also true in financial affairs. Even if we don't make a conscious effort to teach our children about money, they still watch what we do. And, very often they will imitate it.

So if you spend more than you make and struggle with the bills each month, don't be surprised if your kids do, too. On the other hand, if you use a budget and manage your finances there's a good chance that you won't be the last generation to do so.

We're all "Professional Role Models" in more ways than we probably want to think about. But, that's part of what parenting is all about.

Keep on Stretching those Dollars!

Gary