Happy New Year!
Here's hoping that 2013 will be a good year for all of us. New beginnings, new goals and new ideas are abundant, but let's not forget who is responsible for making sure they happen. We've had a break with the holidays and hopefully have had time or will soon have time to reflect on what we've done and not done. I don't advocate New Year's Resolutions as such, but setting goals and making changes to the way we live is best done at the top of the year, when anything seems possible.
Go to it. And best of luck in the new year.
Setting monetary goals
Make a Difference in Your Finances