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December 2011 - Posts - The Dollar Stretcher Review
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The Dollar Stretcher Review

My take on articles and ideas presented on Dollar Stretcher.

December 2011 - Posts

  • Goals for the New Year

    I don't make New Year's resolutions, do you? Instead, I make a list of goals that I'd like to meet sometime during the year. Sometimes my ambition gets 'way ahead of my energy and ability, but why not try anyway? Who knows what can be accomplished if we only try. 

    With that in mind, here are a few of my goals for this year: 

    Lose weght, exercise more and save more money. 

    Oops. Those are not on my list, but they are on the list of a great many people. Those three things are the top New Year's resolutons and the top three that get broken. Maybe it's because we're not specific about it. It's one thing to want to lose weight. It's another to lose 10 pounds each month for three months by cutting out the soft drinks and chips and walking five times a week. 

    Or how about resolving to save more money? Is it there to save? I have seen very, very few people who couldn't save a little more and they were homeless. Most of us can eliminate things and cut back on others to save a little more. How much? You have to answer that, too. Where will you put it? When? 

    I kind of lied... two of the items I listed really are on my list. I'm not telling which two, though. 

    Keep Your New Year's Resolutions
    New Year's Resolutions
    Successful Resolutions

  • It's beginning to look a lot like Christmas

    Here we are in the "holiday season" again. It seems like Christmas ads started even earlier this year, but you can't really blame them. With a weak economy, retailers need sales, so the sooner you start shopping, the more you'll shop... at least that's the theory. Kiind of like keeping you in a store longer, and that's been proven. The longer you stay in a store, even if it's looking for something, the more you will probably spend.

    Although it's always been a tug of war between retailers and consumers, the game is becoming more serious as each side fights for financial survival.  Throw up the defense, especially if you're on a tight Christmas budget this year. Remember, though, that retailers are not your enemy. If they disappear, you'll wish they were still around! It's a balancing act, for sure.

    Of course, there are lots of ways to celebrate Christmas without spending a lot of money. Homemade gifts still rule and they can be done for much less than buying them, but beware. A hand made gift can cost you quite a bit, too. If you're thinking of doing something along that line, count your cost first. Use what you might have on hand or can get inexpensively if you can.  

    If you really are thinking of Christmas, Dollar Stretcher has a full page of Christmas articles. Inexpensive gifts, decorating tips, entertaining ideas... bookmark the page so you can refer to it throughout the season. 

    Approach the holidays with an attitude of anticipation and fun and never allow them to overcome you with anxiety and stress. That makes no sense at all. If you tend to stress about what to give or how to entertain or keeping your calendar under control, step back, take a deep breath and think: "It doesn't matter if I don't do everything perfectly or if I don't do everything at all, or if I only do a few things." Then choose what's really important to you and concentrate on those things. It's a holiday, remember? Not a time of angst, but a time of fun and enjoyment. It's up to you to make it so. 

     


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