Dollar Stretcher Guest Bloggers - All Comments

re: Make Budgeting Easier- Use Financial Software

VictorianFireplace — Tue, 15 May 2012 16:01:40 GMT

I do so agree with you, Chris. I've had a system on my computer for years now. At the end of each week I put all of my spending into it. In addition to my bank account, mortgage, etc, I created a "cash" account also. Weekly I input my receipts ( all of which I keep until they are entered ) It is indeed eye opening. I can pull up a report that tells me just how much I spend on any given thing and any time. I am by no means degreed in finance, but with the handy dandy reports, I can tell in a moments notice where I need to put the breaks on a given spending category. It's most helpful to assist me in determining where my expenses have risen and where I need to investigate less expensive options (ie: telephone service, electric use, insurance, etc. )

RetireAndRenew.com

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re: Protecting Yourself from Online Hackers

Lori Blatzheim — Thu, 19 Apr 2012 17:07:57 GMT

Hello Bill Hardekopf,

Thank you for this recent post, "Protecting Yourself from Online Hackers."

I think that it is important for all of us to know what can happen and what we can do about it.

I am planning to send this information to the readers of Retire and Renew, www.retireandrenew.com.

I think Seniors and those who have retired can benefit from reading this post.

Lori Blatzheim

re: Credit Card Debt Continues to Rise

Kassy — Wed, 22 Feb 2012 00:21:56 GMT

Must admit we used our cc at Christmas. But, only for traveling (hotel expenses). Then it was paid off in January. We have not paid interest on a cc in years! We seldom use our cc. We are on a cash only basis for the most part.

I think it is very true that you tend to spend more when using a cc than when paying cash. But, we have learned to discipline ourselves.

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