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• Credit Card Mail Solicitations Increase 29%

  by Bill Hardekopf As the economy recovers, households are receiving substantially more credit card offers in the mail. During the first quarter of 2010, US households received 481.3 million credit card offers, a 29% increase from the 372.4 million offers... Posted May 12 2010, 02:04 PM by PamH with | with 7 comment(s) Filed under: Credit Card Debt, Credit CARD Act, Credit Cards, Credit Card Solicitation

• Major Changes Ahead for Student Credit Cards

  by Bill Hardekopf The Credit CARD Act will take effect on Feb 22 and one of the major provisions is the restriction on marketing credit cards to young adults under 21. Right now, it is easier for a college student to get a credit card than to get up for... Posted Feb 08 2010, 01:05 PM by PamH with | with no comments Filed under: Credit CARD Act, Student Credit Cards, Credit Cards

• Credit Card Predictions for 2010

  by Bill Hardekopf The LowCards.com credit card prediction for 2010 is no surprise: cardholders will pay more for credit card loans. The cost of credit cards will continue to increase for consumers even though the major provisions of the CARD Act go into... Posted Jan 06 2010, 08:21 AM by PamH with | with 15 comment(s) Filed under: Credit Card, Credit CARD Act, Credit Cards

• First Phase of Credit CARD Act Takes Effect Today

  by Bill Hardekopf, CEO of LowCards.com The initial provisions of the Credit CARD Act have just gone into effect, giving consumers more notice on interest rate hikes, more time to receive their bills and the ability to say no to APR increases. The more... Posted Aug 26 2009, 07:22 AM by PamH with | with no comments Filed under: Credit Card Debt, Credit Card, APR Increase, Credit CARD Act, CARD Act