When you're attempting to get out of debt, it can be difficult because you're trying something unfamiliar. You're doing your best to change habits, change your mindset about your finances, and learn a new way of living.
But when you're trying to form these new habits, it can be really easy to let some of your old habits and ways of thinking creep back into your life.
Change is hard.
That's why it’s very important to learn to be consistent when it comes to getting out of debt.
To Get Out of Debt Takes Firmness of Character
One definition of consistency is "the firmness of constitution or character".
When you finally make your decision to get out of debt and stay out, you
start an exercise in character building that will eventually propel you to a new and better place in your life.
You’re building a firmness of character that changes more than just your financial situation, it serves to build you up in other parts of your life as
The 4 Traits of Consistency
So what does it take to be consistent when you’re getting out of debt? I believe there are 4 traits to consistency that result in success in achieving
freedom from the bondage of debt:
· Consistency means staying patient and continuing down the good path you're on, even when the results are not coming easily. It means being relentless about achieving debt freedom no matter what stands in
your way. You WILL NOT BE DENIED!
· Consistency means taking the long view. Changing your habits and mindset just long enough to get out of debt, then returning to your old ways just
doesn't work. You have to change your habits for good.
· Consistency means getting back on track when you have a setback. Obstacles will
always stand in the way when you try to do something worthwhile. To be
consistent, you have to take the setback in stride, work through it, and continue moving forward.
· Consistency means staying the course even when others don't believe in what you're doing. Friends and family might tease you because you have to
sacrifice a few things in the short term while you're getting rid of debt. You can't let unbelievers drag you down and deter you from achieving your goal.
Ironically, these will be the same people who eventually ask you how you did it once they
see you in the obvious prosperity that comes with debt freedom.
Consistency Changes Your Life
When you learn to put into practice these keys to consistency for getting out of debt, you’ll find that it has the interesting effect of transferring to
other areas of your life as well.
Learning the 4 keys of consistency causes you to be disciplined and diligent in the completion of any goals you may have in life.
It's like the consistent pressure of the Earth's tectonic plates pushing against each other for eons that eventually forms a great mountain range.
Or the consistent flow of the Colorado river that carved the Grandest Canyon in the world.
Just a little consistent pressure over a long period of time will change your financial life forever.
Consistency will cause you to win, period!
Do you think there are any other traits of consistency? Tell me what you think by leaving a comment
"Dr. Jason Cabler is a Christian personal finance blogger, author, and speaker. He teaches how to get out of debt and live a debt free lifestyle
through his Celebrating Financial Freedom
self study course
. His new book "How to Budget- The Quick and Easy Guide to Making a Budget That Works" is now available (
more info here
). He can be reached for interviews or speaking engagements by
, and can be found on
Creating a Get Out of Debt Mindset
Eliminate Debt By Telling Yourself a New Story
Change is Always Hard
How Do You Get Out of Debt Part 1- Get Mad and Naked
Debt is Slavery
Relentless People Get What They Want
Setbacks and Heart Attacks
Why You Are In Debt and What You Can Do About It
How to Make Your Own Life Plan