review by Walt34
ISBN 978-D-9845020-0-4
The Problem With Money? It’s Not About The Money! is a fascinating departure from the usual books one finds on the shelves about personal finance. Instead of talking about what to do with money, credit cards and loans, Honeck writes about the deep-seated emotions of why people do what they do with their money. More importantly, she makes you think about why you do what you do with your money.
She begins with asking the reader to examine their earliest core memories about money, and how that can affect their entire lives. In one example, a woman raised to believe that “without money I am nothing” lived in fear that she would end up a bag lady. Another was raised to believe that a steady job with a big corporation or government (i.e., security) was the most important thing. But that can limit their options if what they really want to do is run their own business. Another generally very frugal person backed herself into a frugal corner and periodically “broke free” by splurging, running up large credit card bills in the process and feeling terrible later.
This book is about examining your own core beliefs (there are no “right” or “wrong” answers) and making a conscious decision like “I am here. Over there is where I want to be, and this is my map to get there” instead of being swept along with the river of advertisements, consumerism, inertia, and debt. It is about making conscious, rational decisions about what to do with the rest of your life.